Founder and CEO
In 2003 Tonko founded Dynamic Credit in New York and is CEO of Dynamic Credit Group and a (statutory) director of the licensed companies in group.
Tonko started his career as fixed income analyst in 1998. In 2000 he joined ABN AMRO Asset Management as an alternative fixed income portfolio manager, managing $250 million in institutional mandates.
During the global financial crisis in 2008-2009 Tonko advised the Dutch Central Bank and the Ministry of Finance on the solution for the US mortgage issues ING Bank was facing on a $39 billion portfolio. This advice was subsequently examined by a Parliamentary Inquiry Commission and gave the taxpayer a positive return of €1.4 billion.
Tonko studied Monetary Economics at the University of Groningen and continued his studies of Credit Risk Modeling at Stanford Business School in 2000.
Giles Andrews OBE, co-founder of Zopa, the world’s first marketplace lender, will join Dynamic Credit as Chairman of their Supervisory Board, subject to regulatory approval.
Giles Andrews is co-founder of Zopa, the world’s first marketplace lending platform, in 2005. Focusing on delivering a great customer experience, Zopa has now originated over GBP 3.8 bn in personal loans in the UK. Throughout the credit cycle Zopa has provided positive returns to investors. In addition to his role at Zopa Giles acts as non-executive chairman of Bethnal Green Ventures, the accelerator for start-ups using technology to make social or environmental impact. He is also chairman at MarketInvoice, a fintech where business sell invoices to investors to raise working capital, and chairman at Kreditech, the fintech lender serving consumers in multiple geographies.
We are proud that Giles Andrews has agreed to join Dynamic Credit Group as Chairman of the Supervisory Board. His experience in the field of direct lending, both from a product perspective and in how to grow a direct lending business in a robust way, is very extensive. On top of that, we share core beliefs, like always acting ethically, the importance of being curious and of being honest and transparent.
In his role as Finance Director, Mitchel provides strategic advice to the Dynamic Credit Group on all finance and tax matters. Mitchel is responsible for the financial planning, accounting, control and forecasting of all Dynamic Credit Group entities. Mitchel reports to the Management Board of Dynamic Credit Group.
Prior to joining Dynamic Credit in 2018, Mitchel was active in legal entity control at J.P. Morgan and held various audit positions at Deloitte. He holds a bachelor’s degree in Accounting.
Head of Borrower Commerce
Bouwe spearheads all commercial direct lending activities of Dynamic Credit. He is responsible for developing and marketing new and innovative borrower propositions. He is also the co-founder and namesake of the unique, state of the art loan origination and distribution platform bijBouwe.
Before joining Dynamic Credit, Bouwe was Director at IG&H Consulting & Interim.
He studied Business Administration at Nyenrode Business University.
Managing Director New York
Mike manages Dynamic Credit’s New York office, and is in charge of investment mandates covering Direct Lending and Asset Backed Securities. He leads development of a fund based on Dynamic Credit’s Diversified Loan Strategy which seeks to generate attractive risk adjusted returns through active selection of loans to consumers and small businesses, primarily in the US and Europe. Mike is also the Senior Portfolio Manager for the Dynamic Credit Defensive Strategy Fund, part of an ABS investment strategy with a seven year track record, including positive returns in 2018.
Mike joined Dynamic Credit in 2007 and was part of the team that set up the Amsterdam office in 2009, before moving back to New York in 2012.
He has been investing in a broad spectrum of cash and derivative credit products in the US and Europe for over 10 years. Mike began his career at Deutsche Bank in the Graduate Programme, rotating through several business lines, including Agency MBS Trading and CDO Trading/Warehousing.
Mike holds a master’s degree in International Finance from the University of Amsterdam and a bachelor’s degree in Finance and Accounting from New York University.
Head of Talent Management
As Head of Talent management, Iram takes care of the People Strategy. Iram owns the important role of developing our people, anticipating growth and training needs and enabling the organization to reach maximum organizational health.
Prior to joining Dynamic Credit Iram worked for over 10 years in the recruitment consultancy sector, specialising mainly in the Investments and Asset management sector and holding positions such as Senior Associate manager and Divisional Head.
Head of Portfolio Management (Direct Lending)
Jasper Koops is responsible for portfolio management of the direct lending strategies. Together with his team he focuses on building up and managing tailor-made portfolios in terms of risk/return and duration of Dutch owner-occupied / buy-to-let mortgage loans and SME loans.
In addition to asset management he advised both buyers and sellers of mortgage loan portfolios on several of the largest portfolio transactions that occurred in the Dutch market post-crisis.
Jasper started his career at Dynamic Credit in 2013 and has played an instrumental role in establishing Dynamic Credit’s direct lending activities and advisory activities. He holds a master's degree in Quantitative Finance and Actuarial Science from Tilburg University.
Head of Investment Operations
Within Dynamic Credit, Jorick’s responsibility is to ensure the Investment Operations of the asset management activities are managed to a high standard. Jorick is also a director of Dynamic Credit Funds ICAV in Ireland, with designated responsibility for Fund Risk Management, Operational Risk Management and Distribution.
Jorick has been active in investment management since 2008, in various operational management roles across a variety of asset classes and has extensive experience with the structuring, governance and operation of alternative investment fund structures, mainly in Ireland and Luxembourg.
Prior to joining Dynamic Credit in August 2015, Jorick was working as Head of Investment Operations at IMC Asset Management in Amsterdam, where he was responsible for the operational management of funds and structures around a number of different investment products, mainly in the structured credit and debt space.