We are Dynamic Credit
Founded in 2003
Dynamic Credit started in New York as a fixed-income asset management firm, extending our services with an advisory practice in the following years, eventually becoming a full-service asset manager and direct lender. Dynamic Credit is organised along product lines: Multi Strategy Asset Management, Direct Lending Netherlands, Direct Lending Indonesia and LoanClear.
Within those product lines, our people tap into their expertise to service both investors and borrowers, and develop the software required to exceed expectations. Key Functions (like legal, compliance, risk, talent management, finance, IT, office management) make sure the organisation can function and grow in the most optimal way.
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During the global financial crisis in 2008-2009 Tonko advised the Dutch Central Bank and the Ministry of Finance on the solution for the US mortgage issues ING Bank was facing, giving the Dutch taxpayer a positive return of € 1.4 billion.
Our services
Leveraging our multi-channel expertise to create a better match between savings and credit
Our locations
Amsterdam
Frederik Roeskestraat 97-D
1076 EC Amsterdam
The Netherlands
New York
389 Fifth Avenue, Suite 809
New York, NY 10016
United States
Jakarta
Equity Tower, 35th Floor,
Jalan Jend, Sudirman, Kav 52-53 (SCBD)
12190 Jakarta, Indonesia
Our latest jobs
Professional
Investment Analyst, Diversified Loan Strategy
We are looking for an Investment Analyst who's driven and has a good understanding of financial products that will help source and manage interesting marketplace loans for our Diversified Loan Strategy. Sounds like you? Apply now!
Amsterdam
Professional
Investment Analyst New York
Our New York office is looking for a ambitious Investment Analyst with a good understanding of financial products that will help source and manage interesting marketplace loans for our Diversified Loan Strategy. Sounds like you? Apply now!
New York
Professional
IT Support- and Servicedesk Engineer
We are hiring an IT Support- and Servicedesk Engineer, based in Amsterdam, to strengthen the IT Operations team.
Amsterdam
Dynamic Credit Dutch Mortgage Market Report 2021-Q3
Dutch mortgage spreads have been under pressure due to increasing swap rates. For example, the 10Y Euro swap rate increased from a low of -15 bps mid-August to 25 bps in the last week of October. Dutch mortgage rates generally lag with swap rate movements. However, since mid-October mortgage rates have been increasing, albeit with a modest 2-6 bps so far for the relevant segments. Further increases are expected as many lenders have announced interest rate increases. Compared to alternatives, Dutch mortgages remain attractive and the medium to long-term expectations are favorable for Dutch mortgages as less demand is expected from Dutch investors due to allocation constraints.
