Our History

History

15 years of experience

Initial focus

Dynamic Credit was founded in 2003 in New York as a fixed income asset management firm. After an initial focus on managing securitised loan portfolios for institutional investors, Dynamic Credit started an advisory practice. This led to advising the Dutch State on their support for ING Bank in 2008.

International expansion

International expansion began in 2009, when the Amsterdam office was opened. From there, both asset management and advisory services were provided to institutional parties like pensions funds, insurance companies, banks and the capital market.

Shift to a full-service asset manager and direct lender

In March 2014, the company transformed into an asset management/direct lending firm by launching the first mortgage loan mandate of the Netherlands. This was followed in July of that year by a second mandate, and in June 2015 by a third. In December 2015, Dynamic Credit set up the first online mortgage distribution platform of the Netherlands under its own label: bijBouwe. Funding for this label comes from pension funds, insurance companies, banks and the capital markets.

In June 2016, DCG launched the LoanClear investor servicing platform and loan marketplace. LoanClear facilitates loan investments by institutional investors in granular loans, both from marketplace lenders and bank originators. Through its loan marketplace it helps create liquidity in loan investments.

To speed up the development into a full-service asset manager/direct lender, Dynamic Credit entered into a strategic partnership with Aegon in December 2017, who has become a 24.5% shareholder. The partnership enables further growth into new lending products of Dynamic Credit, like SME and buy-to-let loans and to invest in the LoanClear platform.

Funds

Dynamic Credit wanted to offer the Defensive ABS strategy, which was run for many years as a managed account, to a wider group of institutional investors. To this end, the Dynamic Credit Funds ICAV, an Irish AIFM regulated fund umbrella, was launched in August 2017.

Today

Having just celebrated its 15th anniversary, Dynamic Credit now has over € 10.5 billion in commitments from pension funds, insurance companies, banks and the capital market. The strategies of asset manager and direct lender Dynamic Credit include Dutch mortgage loans, Dutch prime SME loans, Dutch consumer buy-to-let, US and European marketplace loans and global asset-backed securities (ABS).