Founder and CEO
In 2003 Tonko founded Dynamic Credit in New York and is CEO of Dynamic Credit Group and a (statutory) director of the licensed companies in group.
Tonko started his career as fixed income analyst in 1998. In 2000 he joined ABN AMRO Asset Management as an alternative fixed income portfolio manager, managing $250 million in institutional mandates.
During the global financial crisis in 2008-2009 Tonko advised the Dutch Central Bank and the Ministry of Finance on the solution for the US mortgage issues ING Bank was facing on a $39 billion portfolio. This advice was subsequently examined by a Parliamentary Inquiry Commission and gave the taxpayer a positive return of €1.4 billion.
Tonko studied Monetary Economics at the University of Groningen and continued his studies of Credit Risk Modeling at Stanford Business School in 2000.
As COO, Daan is responsible for making Dynamic Credit grow in a robust way.
Daan has been at Dynamic Credit from the start of the turn from a focused asset management company into a full-service asset manager/direct lender. He is driving the expansion of services, both commercially and organizationally, and the growth of the company itself. Daan is a member of the Management Board of Dynamic Credit Group and a (statutory) director of the licensed companies in group.
Before joining Dynamic Credit, Daan worked, in Amsterdam and London, at ABN AMRO Asset Management as Head of Tactical Asset Allocation, at Aehtra Asset Management as Managing Partner, and as a director of the bakery of his father-in-law, Broodbakker Simon Meijssen.
Daan holds a master’s degree in Economics from the Erasmus University Rotterdam and studied at the London School of Economics and Political Science on an Erasmus Scholarship. He is an Associate of the UK Society for Investment Professionals (ASIP) and a full member of the CFA Institute UK.
In his role as General Counsel, Joost provides strategic legal advice to the Dynamic Credit Group and ensures to deliver the highest standards in areas such as governance, responsibility, client agreements and control. He is responsible for all legal and regulatory affairs. Joost is a member of the Management Board of Dynamic Credit Group. He further serves as a non-executive director of the Dublin based Dynamic Credit Funds ICAV.
Prior to joining Dynamic Credit in November 2015, Joost worked as a Senior Lawyer at NautaDutilh’s corporate banking and finance practices, and as Senior Legal Counsel Finance and Litigation at SNS Bank in Utrecht. He has particular expertise in financial and corporate law, including corporate governance.
Joost holds a master’s degree in Dutch Law from the University of Amsterdam and has completed the post academic courses (i) Grotius Financing and Collateral and (ii) Grotius Securities law.
Giles Andrews OBE, co-founder of Zopa, the world’s first marketplace lender, will join Dynamic Credit as Chairman of their Supervisory Board, subject to regulatory approval.
Giles Andrews is co-founder of Zopa, the world’s first marketplace lending platform, in 2005. Focusing on delivering a great customer experience, Zopa has now originated over GBP 3.8 bn in personal loans in the UK. Throughout the credit cycle Zopa has provided positive returns to investors. In addition to his role at Zopa Giles acts as non-executive chairman of Bethnal Green Ventures, the accelerator for start-ups using technology to make social or environmental impact. He is also chairman at MarketInvoice, a fintech where business sell invoices to investors to raise working capital, and chairman at Kreditech, the fintech lender serving consumers in multiple geographies.
We are proud that Giles Andrews has agreed to join Dynamic Credit Group as Chairman of the Supervisory Board. His experience in the field of direct lending, both from a product perspective and in how to grow a direct lending business in a robust way, is very extensive. On top of that, we share core beliefs, like always acting ethically, the importance of being curious and of being honest and transparent.
In her role as Finance Director, Susan provides strategic advice to the Dynamic Credit Group on all finance and tax matters. Susan is responsible for the financial planning, accounting, control and forecasting of all Dynamic Credit Group entities. Susan reports to the Management Board of Dynamic Credit Group.
Prior to joining Dynamic Credit in June 2016, Susan held various financial positions at LeasePlan and before that at General Electric and Pricewaterhouse Coopers.
Susan holds a master’s degree in Econometrics from the Free University of Amsterdam.
Head of Borrower Commerce
Bouwe spearheads all commercial direct lending activities of Dynamic Credit. He is responsible for developing and marketing new and innovative borrower propositions. He is also the co-founder and namesake of the unique, state of the art loan origination and distribution platform bijBouwe.
Before joining Dynamic Credit, Bouwe was Director at IG&H Consulting & Interim.
He studied Business Administration at Nyenrode Business University.
As CTO, Andrei is responsible for and leads the product development and technology teams at LoanClear and Dynamic Credit. He focuses on building and managing multi-disciplinary, high performance teams, and oversees software development, DevOps, IT operations, application management, business analysis and vendor partnerships.
As part of the senior management team, Andrei provides strategic direction for DCG’s products and technology and aligning these with company goals to ensure business delivers value.
Andrei holds a master’s degree in Computer Engineering and has over 8 years of experience working in the financial industry with operations in Europe, Asia and the US.
Managing Director New York
Mike manages Dynamic Credit’s New York office, and is in charge of investment mandates covering Direct Lending and Asset Backed Securities. He leads development of a fund based on Dynamic Credit’s Diversified Loan Strategy which seeks to generate attractive risk adjusted returns through active selection of loans to consumers and small businesses, primarily in the US and Europe. Mike is also the Senior Portfolio Manager for the Dynamic Credit Defensive Strategy Fund, part of an ABS investment strategy with a seven year track record, including positive returns in 2018.
Mike joined Dynamic Credit in 2007 and was part of the team that set up the Amsterdam office in 2009, before moving back to New York in 2012.
He has been investing in a broad spectrum of cash and derivative credit products in the US and Europe for over 10 years. Mike began his career at Deutsche Bank in the Graduate Programme, rotating through several business lines, including Agency MBS Trading and CDO Trading/Warehousing.
Mike holds a master’s degree in International Finance from the University of Amsterdam and a bachelor’s degree in Finance and Accounting from New York University.
Head of Talent Management
As Head of Talent management, Iram takes care of the People Strategy. Iram owns the important role of developing our people, anticipating growth and training needs and enabling the organization to reach maximum organizational health.
Prior to joining Dynamic Credit Iram worked for over 10 years in the recruitment consultancy sector, specialising mainly in the Investments and Asset management sector and holding positions such as Senior Associate manager and Divisional Head.
Portfolio Manager Multi Strategies
Merijn Bosman is responsible for establishing Dynamic Credit’s SME, BTL and residential mortgage loan portfolio management and advisory activities. Under his leadership, the residential mortgage loan portfolio management activities that started in 2014 grew to around € 7 billion in assets under management in 2017. In addition, he headed the advisory team that advised both buyers and sellers of mortgage loan portfolios on several of the largest portfolio transactions that occurred in the Dutch market post-crisis.
Merijn holds a master’s degree with honours in financial engineering from the University of Twente and he started his career at Dynamic Credit as an asset backed security analyst in 2011.
Head of Borrower Operations
As head of Borrower Operations, Daniël is responsible for processing loan applications in an efficient manner whilst maintaining quality.
Daniël was one of the first hires to set up Dynamic’s new strategies such as Buy-to-let Mortgages and Small & Medium Enterprise loans. Daniël is part of the Direct Lending NL management team and responsible for the SLA management of all outsourced activities concerning borrower operations.
Before joining Dynamic, Daniël worked at Capgemini as a senior quantitative consultant in the area of financial risk and healthcare, at ABN AMRO Mortgages as Balance Sheet Manager and Credit Risk Manager, and at two mortgage lending startups in the role of Head of Financial Risk Management.
Daniël has a MSc in Econometrics & Operations Research from the University of Groningen.
Head of Investor Servicing
Anca is responsible for client success within LoanClear. LoanClear facilitates investments in granular loans by institutional investors by providing access to transparent analytics, valuation and reporting services on top of a innovative technological platform. Anca has a deep understanding of investor needs having provided advisory services to a wide breath of European and US clients, which cover banks, insurance companies, pension funds, private equity funds, hedge funds, family offices and governments.
Anca leads the team supporting institutional investors with customized valuation and advisory services covering a wide range of alternative fixed income, including whole loans, asset backed securities, and other illiquid credit products. Our solutions allow investors to meet regulatory, balance sheet, risk management or transactional needs and examples of ongoing services include, fair market valuation, stress testing, transactional advice, bespoke analysis of public and private transactions, and formal valuation and verification agent roles in multilateral arrangements.
Anca holds a master’s degree with honours in Finance from Vrije University Amsterdam and is a CFA charterholder. Anca joined Dynamic Credit in 2013.
Head of Portfolio Management (Direct Lending)
Jasper Koops is responsible for portfolio management of the direct lending strategies. Together with his team he focuses on building up and managing tailor-made portfolios in terms of risk/return and duration of Dutch owner-occupied / buy-to-let mortgage loans and SME loans.
In addition to asset management he advised both buyers and sellers of mortgage loan portfolios on several of the largest portfolio transactions that occurred in the Dutch market post-crisis.
Jasper started his career at Dynamic Credit in 2013 and has played an instrumental role in establishing Dynamic Credit’s direct lending activities and advisory activities. He holds a master's degree in Quantitative Finance and Actuarial Science from Tilburg University.
Director Portfolio Management
Jeroen is a director in the Multi Strategy team. He focuses on the launch and management of the Diversified Loan Fund, which seeks to generate attractive risk adjusted returns by building and optimizing a portfolio of consumer and small business loans originated by banks and non-bank lenders both in primary and secondary, primarily in Europe and the United States.
Jeroen joined Dynamic Credit in 2013 and most recently led the New Strategies team setting up new SME and Buy-to-Let lenders in addition to our residential mortgage direct lending products in The Netherlands. During his career he has been managing a diverse range of credit portfolios, including investment grade, high yield, distressed debt, leveraged loans and structured credit in Europe.
Jeroen holds a master’s degree in Economics from the Erasmus University Rotterdam and is a CFA charterholder.
Head of Investment Operations
Within Dynamic Credit, Jorick’s responsibility is to ensure the Investment Operations of the asset management activities are managed to a high standard. Jorick is also a director of Dynamic Credit Funds ICAV in Ireland, with designated responsibility for Fund Risk Management, Operational Risk Management and Distribution.
Jorick has been active in investment management since 2008, in various operational management roles across a variety of asset classes and has extensive experience with the structuring, governance and operation of alternative investment fund structures, mainly in Ireland and Luxembourg.
Prior to joining Dynamic Credit in August 2015, Jorick was working as Head of Investment Operations at IMC Asset Management in Amsterdam, where he was responsible for the operational management of funds and structures around a number of different investment products, mainly in the structured credit and debt space.