We are Dynamic Credit

Dynamic Credit is an innovative Dutch asset manager and direct lending firm. Founded in 2003, we believe that a better matching of savings and credit leads to a more prosperous and sustainable society.

Amsterdam office


Dynamic Credit's mission is to create a better match between savings and credit, for a more prosperous and sustainable society. That match is made by creating investable products with good returns, while offering a faster, smoother and lower-cost product to borrowers.

Dynamic Credit - Values & Principles

Values & principles

At Dynamic Credit we positively challenge ideas, seeing the opportunities others don’t. We anticipate the needs of our clients and aim to strike the perfect balance between interests of our investors and borrowers, always acting in a deeply ethical manner, being open in the way we connect with our customers.


Founded in 2003

Dynamic Credit started in New York as a fixed-income asset management firm in 2003, extending their services with an advisory practice in the following years. International expansion started in 2009, when the Amsterdam office was opened.

From there, Dynamic Credit grew exponentially, eventually becoming the full-service asset manager and direct lender it is today. In 2022, BNP Paribas Asset Management became a majority shareholder, which resulted in Dynamic Credit joining their Private Debt & Real Assets investment division as an independent entity.

Dynamic Credit - History
Dynamic Credit - Regulatory Oversight

Regulatory Oversight

Dynamic Credit Group (DCG) comprises the asset management and direct lending firm Dynamic Credit, and the investor services platform LoanClear. Dynamic Credit is fully licensed and is regulated by Dutch and Irish financial market authorities.


For a more prosperous and sustainable society

Dynamic Credit’s mission is to create a better match between savings and credit for a more sustainable and prosperous society. This mission is integrated in several layers of how we conduct ourselves as a company, and is formalized in several policies and statements.

Dynamic Credit - Responsibility

3 Offices

in three different continents

82 Employees


15+ Years

specialized in alternative fixed income

Meet our management

Tonko Gast, CEO
Tonko Gast

Founder and CEO

In 2003 Tonko founded Dynamic Credit in New York and is CEO of Dynamic Credit Group and a (statutory) director of the licensed companies in group.

Tonko started his career as fixed income analyst in 1998. In 2000 he joined ABN AMRO Asset Management as an alternative fixed income portfolio manager, managing $250 million in institutional mandates.

During the global financial crisis in 2008-2009 Tonko advised the Dutch Central Bank and the Ministry of Finance on the solution for the US mortgage issues ING Bank was facing on a $39 billion portfolio. This advice was subsequently examined by a Parliamentary Inquiry Commission and gave the taxpayer a positive return of €1.4 billion.

Tonko studied Monetary Economics at the University of Groningen and continued his studies of Credit Risk Modeling at Stanford Business School in 2000.

Bouwe Kuik, Head of Borrower Commerce
Bouwe Kuik

Head of Borrower Commerce

Bouwe spearheads all commercial direct lending activities of Dynamic Credit. He is responsible for developing and marketing new and innovative borrower propositions. He is also the co-founder and namesake of the unique, state of the art loan origination and distribution platform bijBouwe.

Before joining Dynamic Credit, Bouwe was Director at IG&H Consulting & Interim.

He studied Business Administration at Nyenrode Business University.

Iram Shah - Head of Talent Management
Iram Shah

Head of Talent Management

As Head of Talent management, Iram takes care of the People Strategy. Iram owns the important role of developing our people, anticipating growth and training needs and enabling the organization to reach maximum organizational health.

Prior to joining Dynamic Credit Iram worked for over 10 years in the recruitment consultancy sector, specialising mainly in the Investments and Asset management sector and holding positions such as Senior Associate manager and Divisional Head.

Our services

Leveraging our multi-channel expertise to create a better match between savings and credit

Asset Management

As one of the leading Dutch asset managers we offer services in both single and multi-strategy asset management and deliver attractive returns to investors.

Direct Lending

We offer loan origination, distribution, and service to consumers seeking good loans.

Our latest jobs


Office Manager met HR feeling

We zijn op zoek naar een proactieve en energieke Office Manager die alles op kantoor perfect regelt en organiseert.



Risk Manager

We are looking for a risk professional with an eye for detail and a drive to learn to join our international team, in our Key Functions team.



Investment Analyst, Diversified Loan Strategy

We are looking for an Investment Analyst who's driven and has a good understanding of financial products that will help source and manage interesting marketplace loans for our Diversified Loan Strategy. Sounds like you? Apply now!