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Dynamic Credit Dutch Housing Market Update Q3 2025

Jasper Koops31 October 2025 at 17:00

The outcome of this week’s Dutch parliamentary elections is set to play a decisive role in shaping the country’s housing market outlook. Housing has once again emerged as one of the defining political issues, with most major parties wanting faster construction, simpler procedures and stronger national coordination. Yet, as the political landscape shifts, the housing shortage remains and key market indicators show both resilience and imbalance. Despite rising transaction volumes and sustained mortgage demand, the supply of new homes continues to fall short of government targets. Regulatory uncertainty and high building costs persist, while the market remains supported by solid household incomes and stable financing conditions.